Products & Services for Businesses
You've worked hard to start and grow your business.
As your business grows, you man find yourself spending too much time on simple details, rather than focusing on the future of your organization. Bank of Bird-in-Hand understands the value of time for business owners. Our Business Solution Products work hand-in-hand with your business, helping to save your time and money, and allowing you to concentrate on what matters most.
Our Business Solutions include:
- Remote Deposit Capture (RDC) – scan and transmit checks directly from your business to the bank.
- Automated Clearing House (ACH) Transfers – move money between banks electronically for fast and secure transaction processing.
- QuickBooks® Compatibility with Online Banking – seamlessly integrates your QuickBooks bookkeeping software with Bank of Bird-in-Hand’s online banking portal.
- Positive Pay – helps detect fraud before it happens.
Please contact us at (717) 929-2366 to connect with a Business Development Officer about Business Deposit Accounts or Business Solutions. For Business/Ag loan inquiries, call (717) 929-2235.
| Account type » | Small Business Checking | Business Checking | Business Interest Checking | Non-Profit Checking | Non-Profit Interest Checking |
|---|---|---|---|---|---|
| Best For | No Minimum Balance | No Item Limit | Higher interest | No Minimum Balance | Higher interest |
| Bank by mail services* | Yes | Yes | Yes | Yes | Yes |
| Online banking with Bill Pay | Yes | Yes | Yes | Yes | Yes |
| Bank by phone service | Yes | Yes | Yes | Yes | Yes |
| Visa Business Debit Card ** | Yes | Yes | Yes | Yes | Yes |
| Tiered Interest Rate (1) | – | – | Yes | – | Yes |
| Courier service* | Yes | Yes | Yes | Yes | Yes |
| Minimum Opening Deposit | $50 | $500 | $1,000 | $50 | $50 |
| Minimum Daily Balance to avoid monthly service charge | $0 | $500 | $1,000 | $0 | $0 |
| Monthly Service Charge | 200 free items processed per month ($.40/item in excess of 200) (2) | $10 | $15 | 400 free items processed per month ($.15/item in excess of 400) (2) | 400 free items processed per month ($.15/item in excess of 400) (2) |
* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Fees may reduce earnings.
(2) Items processed include checks deposited, checks paid, and ACH transactions.
| Account type » | Business Savings | Business Money Market |
|---|---|---|
| Best For | Lower Minimum Balance | Higher Interest |
| Bank by mail services* | Yes | Yes |
| Bank by phone service | Yes | Yes |
| Online banking with Bill Pay | Yes | Yes |
| Visa Business Debit Card** | – | Yes |
| Tiered Interest Rate (1) | Yes | Yes |
| Courier service* | Yes | Yes |
| Minimum Opening Deposit | $500 | $5,000 |
| Minimum Daily Balance to avoid monthly service charge |
$500 | $5,000 |
| Monthly Service Charge | $10 | $15 |
* Some restrictions may apply.
** Foreign ATM fees may apply. Up to (5) foreign ATM fees waived per statement cycle.
(1) Fees may reduce earnings.
